Claiming with Yellow Jersey: My expertise with bike insurance coverage

Inform us somewhat about your self

Hello, I’m Tom, a highway bike owner from Coventry. I’ve been biking for round 10 years, turning into a bit extra severe in the previous couple of years. I began biking round my native space with my brother-in-law and his mate.

The routes regularly bought longer after which I began performing some sportives, together with the Birmingham Velo in 2019. In 2023, I did my first L’etape du tour, which was wonderful, so I signed as much as do it once more in 24.

I accomplished the Fred Whitton Problem and L’etape du Tour final yr and joined Warwick Lanterne Rouge Biking Membership.

I Have three highway bikes from Ribble, the endurance SLR rim brake, endurance SLR disk and absolutely the weapon that’s the Extremely SLR! Some would possibly name this an obsession!

How did you hear about Yellow Jersey?

In the beginning of 2023, my present insurance coverage was coming to an finish, and as I used to be doing my first L’etape in July, I wanted some complete protection that they didn’t present.

So, after some intensive analysis on-line, Yellow Jersey gave the impression to be the one firm that coated every little thing that I required. Conveniently additionally they present wonderful biking race-specific complete journey insurance coverage

Inform us about your accident

My pal and I had been planning an extended trip earlier than Christmas into the Cotswolds to absorb a number of of the larger native climbs. We had booked a break day, and the climate seemed okay. Sadly, there had been a drop in temperature in a single day, however the roads seemed okay, so we determined to go.

All was effective if somewhat chilly till we bought out of the town, we have been on a straight little bit of highway and while passing the doorway to a subject the bike simply went from beneath me and I hit the deck!

My pal heard me go down, turned to see what occurred, and went down himself. There had been black ice from subject run off on the highway that you simply couldn’t see. There have been automobiles behind us that fortunately managed to cease so this might have been a lot worse!

We bought off the highway to examine ourselves and the bikes. Tim, me and the bikes appeared to have solely superficial harm, however we determined to name it and slowly made our manner again house.

It wasn’t till I bought house that I found that beneath the torn bar tape, my carbon intergraded bars have been cracked, my Garmin Vector 3 pedals have been broken and my rear carbon wheel was cracked on the rim/braking floor!

How did your claims expertise go?

I used to be concered about making the declare as a result of on the time of the accident there gave the impression to be no vital harm so I didn’t take any photographs of the scene or the bike. I put the declare in with as a lot element as I may together with photographs of the harm I uncovered, the strava file of the trip and the accident/crash alert notification my Garmin edge had despatched to my emergency contact when it occurred.

I Acquired an e-mail again from my claims Supervisor, Jonathon Ryan, and from that time on, the declare was simple! Jon was superior and made the entire course of seamless. All of the broken elements have been coated and I even ended up with an upgraded wheelset and pedals for a small further price!

What would you say to anybody studying this weblog?

If you’re in search of complete bike or biking journey insurance coverage Yellow Jersey is the one firm to go together with