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Uninsured and unsafe: The place to not retailer your bike

August 10, 2025
in Cycling
Reading Time: 6 mins read
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You’ve purchased your self a good bike and possibly even insured it (in the event you haven’t, take a look at our bicycle insurance coverage right here), however the place you permit it may be the distinction between retaining it protected and by no means seeing it once more. Whereas locks and insurance coverage provide safety, in our opinion, sure places are just too dangerous for long-term or in a single day storage. Worse nonetheless, some spots may invalidate your insurance coverage altogether.

On this weblog, we’ll spotlight some frequent places that we are able to’t cowl and suggestions for ensuring you get it proper when out and about.

Public on-street storage hangars

These might appear to be a safe resolution, however except your insurer particularly consists of them, they usually don’t meet safety necessities for long-term storage. Though in precept, the concept of on avenue bicycle parking is nice, they’re a simple goal for thieves. Yellow Jersey explicitly don’t cowl bicycles saved in these for that very cause.

Uninsured and unsafe: The place to not retailer your bike

Completely exterior of the home

Leaving a motorcycle locked completely exterior of your own home is a certain method for it to be stolen. Not solely are outdated railings comparatively straightforward to chop by way of, however the truth that your bike is at all times seen to potential thieves is likely one of the largest points, as they’ll plan their theft and are available ready below the duvet of darkness. Sadly, we see this sort of theft on a reasonably common foundation. Don’t completely retailer your bike exterior of your own home!

a bicycle locked to railings outside a persons flat

Anyplace with an unrated lock

We are saying it time and time once more, every time locking your bike, ALWAYS use a Bought Safe rated lock. We suggest utilizing Bought Safe Gold or Diamond rated locks but when your bike worth is lower than £1500, you should utilize a Bought Safe Silver rated lock.

However what about heavy obligation chains, I hear you ask? Properly, the very fact of the matter is that though there are safety chains obtainable that appear to be they’re robust and can cease a thief, lots of the non-rated locks will use decrease high quality supplies that are far simpler to chop by way of.

Higher nonetheless, get an angle grinder proof lock- they are surely method stronger than the earlier technology of locks. Take a look at Francis Cade’s video under to see how robust the most recent technology of angle grinder-proof locks are. Don’t neglect, Yellow Jersey sells a variety of safety merchandise, together with Hiplok merchandise on the checkout

rapid racers 852 by 122 animated banner ad

Bike locked to itself

Sadly, one which we nonetheless see very often. As you’d guess, looping a lock by way of your body and wheel would possibly deter informal thieves, nevertheless it’s not sufficient. In case your bike isn’t locked to an immovable object like a motorcycle rack or immovable object, it’s at excessive danger of being stolen and won’t be coated by your insurance coverage.

a bicycle locked to its self

Utilizing accent cables as the principle lock

Accent cables are sometimes bought with rated locks, however annoyingly, the producers don’t make it very clear that the accent cable has not been rated. In different phrases, in the event you’re utilizing the accent cable as the principle locking level, your bicycle can be a simple goal and, extra importantly, not coated by our insurance coverage

A cargo bike locked using an accessory cable

 

On a car-mounted bike rack with no extra locks

Don’t depend on the bike racks ‘in-built lock’, because it gained’t be rated. In case your bike isn’t secured with a Bought Safe-rated lock, by way of the body, it’s a simple goal and once more, not one thing that Yellow Jersey will cowl. Whether it is locked, we’ll cowl theft, simples!

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Our high suggestions:

-Purchase the perfect lock you’ll be able to afford. We promote Hiplok locks at a reduced charge when shopping for our insurance coverage. Cash properly spent!

-Familiarise your self with our safety information right here

-Don’t completely retailer your bike exterior of your home

-All the time lock your bike to an immovable object

-Ensure you maintain your lock receipt. You’ll want it to show you owned a lock.

-Undecided what to do? Contact us right here and we’ll assist!

 

Getting it right YJ

 

 

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Tags: BikeSTOREUninsuredunsafe
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